Car Insurance Spain
You must, by law, have insurance to drive a car, van, motorcycle or scooter in Spain, a minimum of third party cover is required. Once you insure a vehicle in Spain with us, it is usually then covered for any driver over 25 and all insurance policies can now include breakdown assistance, windscreen protection and most also have the use of a courtesy car.
It used to be compulsory to carry your insurance documents with you in the vehicle at all times, however, a change in Spanish law means that you no longer have to. You may still want to keep a copy of the receipt of payment in the car, for reference.
Heavy fines can be issued for vehicles found to be driving on Spanish roads without the minimum required, third party insurance cover.
When insuring a car, motorcycle or scooter in Spain, many insurance companies can take into consideration your No Claims Discount from the UK or another EU country.
Vehicle maintenance is important to ensure that vehicles on the roads are safe for the driver and other road users. You need to ensure that you have a valid ITV test certificate for the vehicle.
Third party insurance is the legal minimum required by the law in Spain. However, most people opt for at least third party, fire and theft. For new or nearly new vehicles fully comprehensive insurance is more popular. You can choose what excess you want to pay on your car insurance in Spain. You can take an excess of zero, which might be attractive for a brand new car or perhaps agree to pay the first 200 or 300 euros of repair costs to your vehicle, in the event of a claim for which you are at fault. Clearly the higher the excess the lower the premium.
Very competitive rates for car, van and bike insurance are available from Car Insurance Spain. Why not ask for a no obligation quotation.